Homes With Real Payment Numbers
Each listing below shows an estimated monthly payment computed from today's live rates, not a generic online guess. Send Tom a listing you like and he'll do the same for it.
How these numbers work
Each estimate combines today's live rate for the loan type, principal and interest on a 30-year fixed term, estimated California property tax and homeowners insurance, and mortgage insurance where the program requires it. Conventional assumes 20% down and FHA assumes 3.5% down. Want your exact number instead of an estimate? Reach out and Tom will price your actual scenario, or run your own numbers in the payment calculator.
Tom Murphy / Answer Home Lending is a licensed mortgage broker, not a real estate brokerage, and is not the listing agent for any property shown. Listing information shown here is illustrative sample data, not live MLS data, until real listings are added. Payment figures are estimates only, computed from today's live rate feed and the stated assumptions (property taxes and insurance estimated, 30-year fixed terms, first-lien purchase). They are not a loan offer, quote, or commitment to lend, and actual rate and payment depend on credit, income, loan amount, and program eligibility. Rates change daily. All loans subject to credit approval, satisfactory appraisal, and clear title. Answer Home Lending — Tom Murphy, NMLS 662141. Licensed in California. Equal Housing Lender.